Let Advanced Appraising, Ltd take care of your appraisal needsTo many, an appraisal just looks like one more thing in the long list of items for a mortgage or refinance. Nearly all lenders still call for a local expert because the stakes are very high, even though there are a developing number of automated home valuation methods that may appear to be cheaper than an appraisal. You might assume that securing a mortgage is the only basis for getting an appraisal, but there are other situations when the services of a certified, independent real estate professional might come in handy. 
Appeal your tax assessmentIf you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Advanced Appraising, Ltd is your best evidence when building your case. At Advanced Appraising, Ltd, we're equipped to assist you in disputing your tax assessment. Getting rid of your PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is an extra insurance policy that many lenders ask home owners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate. Most often, this additional payment is folded into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met. Advanced Appraising, Ltd will give you a statement regarding the value of your home, and the price you paid for the home valuation can often be regained in a short amount of time because you'll no longer be paying the PMI. Order your appraisal from Advanced Appraising, Ltd today Order onlineSettle a divorce with fewer hang-upsA divorce can be a particularly horrible event for both parties, and it is often even more complicated by the challenging decision of who maintains the house. So both parties are entirely aware of the true market value of their home, it's a good idea to order an appraisal from Advanced Appraising, Ltd, regardless of the situation. If the parties need to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Accurate and fair estate liquidationLosing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion. Most Americans do not have dedicated estate planners or executors to manage these issues, unlike many wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the true worth of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal. Relocating for workWe are familiar with the headaches associated with an employee relocation. We take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed inspection, we encourage relocating employees to provide feedback on the positive characteristics of their property, as well as information about any current sales or listings in their neighborhood that they want considered. Close on your home quickly — at an accurate priceA professional appraisal can help you make a more informed decision when determining your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't a percentage of the sales price, but rather they are calculated on our efforts to finish the appraisal report. On a daily basis, we examine the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long propertiesstay on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
|